WhatsApp payments

Take the money inside WhatsApp

Send a payment link in the same conversation. She pays by UPI, card or netbanking, the money goes to your bank, and the order is marked paid on its own.

What it costs

Meta bills you direct for messages. We add nothing on top of their rate, on any plan.

ChatDo₹999 a month

Taking payment in the chat is part of it.

RazorpayTheir own fee

Charged by Razorpay on each payment, straight to them.

Our cut₹0

The money never passes through us. It goes from your customer to your bank.

What you need to start

  • A Razorpay account
  • A bank account in the business name
  • KYC completed with Razorpay — PAN and bank details

Razorpay's KYC usually takes two to three working days. After that a link works the same hour.

What it does not do

The limits, in plain words, before you pay for it rather than after.

Shops that use this most

Every trade gets its own page, with the messages already written for it.

Everything ChatDo does

Six things, each with its own page. Open any one.

WhatsApp AI

It answers your WhatsApp for you

Someone asks a price at two in the morning. ChatDo reads the question, checks your own stock and your own prices, and answers — in the language they wrote in.

Open WhatsApp AI
WhatsApp catalogue

Send your catalogue inside WhatsApp

Pictures, prices and what is left in stock, sent as a catalogue your customer scrolls in WhatsApp — instead of six photos and a number typed out by hand.

Open WhatsApp catalogue
WhatsApp payments

Take the money inside WhatsApp

Send a payment link in the same conversation. She pays by UPI, card or netbanking, the money goes to your bank, and the order is marked paid on its own.

You are here
WhatsApp bookings

Take bookings on WhatsApp while you work

It shows only the times you are actually free, books one, and reminds her the day before so she turns up.

Open WhatsApp bookings
WhatsApp broadcast

One WhatsApp message to all your customers

It goes to everyone who agreed to get messages, slowly enough that your number stays safe — and every reply is answered on its own.

Open WhatsApp broadcast
Click-to-WhatsApp ads

Your Instagram ad opens your WhatsApp

She taps your ad and lands in your WhatsApp already asking about that product. No landing page in between and nothing to fill in.

Open Click-to-WhatsApp ads

₹4,250, from her chat to your bank

Three states, no screens in between, nothing for you to mark off.

  1. 11:03₹4,250

    Link sent

    In the same chat, carrying the item and the amount.

  2. 11:04₹4,250

    Paid

    UPI. She never left WhatsApp.

  3. Next day₹4,250

    In your bank

    Settled by Razorpay to your own account. We never held it.

How does paying inside WhatsApp work?

You send a link in the chat. She taps it, pays with UPI or a card, and comes straight back to the conversation. The money goes to your bank account, not ours, and the order in ChatDo is marked paid without you touching it.

The point is that she never leaves the chat. Every extra screen between her and paying is a place she stops.

What you actually get

UPI, card, netbanking

Whatever she already uses. Most people tap UPI.

Straight to your bank

Settled the next working day. We never hold your money.

The order updates itself

Paid, packed, out for delivery — without you marking anything.

Part payments

Take an advance on a made-to-order piece and the rest on delivery.

She gets a receipt

In the same chat, automatically.

Chase the unpaid ones

A reminder goes out on the links nobody opened.

Seven ways the money arrives

All of them inside the same conversation she is already in.

Payment request₹4,250Tan leather bag · Order #2184Pay with UPI

The payment link goes in the same chat

No new tab, no invoice to email. They are already typing to you.

How would you like to pay?UPIGPay, PhonePe, PaytmCardCredit or debitNetbankingAll major banks

Whatever she already uses

UPI, card, netbanking, wallet. Most people tap UPI and it is over in nine seconds.

Done ✅Received, thank you. Out for delivery today by 7pm.11:01 Address same hai na?Ji — Flat 402, Ring Road. 🙏11:03

The order marks itself paid

Nobody matches a screenshot against a bank statement at ten at night.

Taken today₹48,900Settling tomorrow₹48,900Held by ChatDo₹0

Money lands in your own bank

Settled the next working day, to your account. It never sits with us.

Payment request₹2,000Advance on ₹8,500 · Blouse, stitched₹6,500 on delivery

Part now, rest on delivery

Take a token for a stitched order, collect the rest when she picks it up.

RECEIPT · MEHTA & SONSPaid ₹4,250 on 27 Oct · Order #2184 · Tan leather bag. GST invoice attached. Thank you 🙏11:00 Download billTrack order

A receipt she can keep

Sent back into the chat as a proper bill with your shop name on it, not a screenshot.

Monday₹18,400Tuesday₹29,700Wednesday₹21,100Thursday₹26,300

What the shop took this week

Per day, per order, per customer — against the orders rather than a bank app.

How it works

  1. Connect your bank once

    Through Razorpay, in the portal. Ten minutes.

  2. The order appears in the chat

    From the catalogue tap, or typed by you.

  3. Send the link

    One button. It carries the item and the amount already.

  4. She pays

    UPI, card or netbanking, without leaving WhatsApp.

  5. You see it land

    Marked paid in the inbox, settled to your bank the next day.

It works with what you already have

Questions people ask

Does the money come to you first?

No. It settles to your own bank account through Razorpay. We never hold it.

What does it cost?

Razorpay's normal rate on the transaction. ChatDo adds nothing on top of it.

Can I take a part payment?

Yes. Send an advance now and the balance on delivery — common on made-to-order pieces.

What if she does not pay?

The link stays open and a reminder goes out. The order sits as unpaid in your inbox until it is.

Is UPI supported?

Yes, and it is what most customers use. Cards and netbanking work too.

Do I need a current account?

You need a bank account Razorpay can settle into. A current account is simpler but not the only option.

Can I refund from the chat?

Yes, from the order in the portal, and she gets told in the chat.

Does the customer need an app?

No. The link opens whatever payment app she already has.

Ten shops go first

We set it up with you, on your own number, and stay on the phone until it is answering properly. ₹999 a month after that.